Hdfc Plr HDFC Home Loan Scheme To Depress The Interest Rate By Paying The Processing Fee?

HDFC Home Loan Scheme to depress the Interest rate by paying the processing fee? - hdfc plr

I have a loan from HDFC. HDFC PLR (prime) is 13.75%. My variable rate application is currently 13.75% - 3.25% = 10.5% if I pay the cost for the processing of Rs 29,203, while my interest to 13.75% - 5% = 8.75% reduction . Please give me the idea that if I sign up for this offer. I think it's good.